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	<title>Comments on: How To Get A Bad Credit Student Loan or Student Loan Consolidation To Help Your College Education?</title>
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	<link>http://mileniooscurocomics.com/how-to-get-a-bad-credit-student-loan-or-student-loan-consolidation-to-help-your-college-education/</link>
	<description>College Student Loan and Private Loan Consolidation Information</description>
	<lastBuildDate>Tue, 01 Jun 2010 18:18:03 -0400</lastBuildDate>
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		<title>By: waverly2468</title>
		<link>http://mileniooscurocomics.com/how-to-get-a-bad-credit-student-loan-or-student-loan-consolidation-to-help-your-college-education/comment-page-1/#comment-60</link>
		<dc:creator>waverly2468</dc:creator>
		<pubDate>Tue, 14 Jul 2009 07:02:44 +0000</pubDate>
		<guid isPermaLink="false">http://mileniooscurocomics.com/how-to-get-a-bad-credit-student-loan-or-student-loan-consolidation-to-help-your-college-education/#comment-60</guid>
		<description>This should be required viewing for all high school seniors!  Did your high school counselor tell you that you cannot declare bankrupcy on a student loan, and some types of debt, such as student loans and child support payments, don&#039;t require a judgment for collection.  I don&#039;t know about you, but I think that&#039;s incredibly scary.</description>
		<content:encoded><![CDATA[<p>This should be required viewing for all high school seniors!  Did your high school counselor tell you that you cannot declare bankrupcy on a student loan, and some types of debt, such as student loans and child support payments, don&#8217;t require a judgment for collection.  I don&#8217;t know about you, but I think that&#8217;s incredibly scary.</p>
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		<title>By: naas000media</title>
		<link>http://mileniooscurocomics.com/how-to-get-a-bad-credit-student-loan-or-student-loan-consolidation-to-help-your-college-education/comment-page-1/#comment-59</link>
		<dc:creator>naas000media</dc:creator>
		<pubDate>Tue, 14 Jul 2009 06:27:29 +0000</pubDate>
		<guid isPermaLink="false">http://mileniooscurocomics.com/how-to-get-a-bad-credit-student-loan-or-student-loan-consolidation-to-help-your-college-education/#comment-59</guid>
		<description>National Academy of American Scholars sponsors the NAAS National Awards; $250 to $25,000.00</description>
		<content:encoded><![CDATA[<p>National Academy of American Scholars sponsors the NAAS National Awards; $250 to $25,000.00</p>
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		<title>By: Dat_1_Chiq</title>
		<link>http://mileniooscurocomics.com/how-to-get-a-bad-credit-student-loan-or-student-loan-consolidation-to-help-your-college-education/comment-page-1/#comment-63</link>
		<dc:creator>Dat_1_Chiq</dc:creator>
		<pubDate>Tue, 14 Jul 2009 04:10:35 +0000</pubDate>
		<guid isPermaLink="false">http://mileniooscurocomics.com/how-to-get-a-bad-credit-student-loan-or-student-loan-consolidation-to-help-your-college-education/#comment-63</guid>
		<description>No one will &quot;take over&quot; your loans.  You will still owe the money to your lender when you are in forbearance. They will simply add interest every month while you are making payments.

If you are asking about defaulting the lender will just contract out with a collection agency to start calling and hounding you to mail them payments.  If you make 6 to 12 months worth of willing and reasonable payments you can ask your lender to &quot;rehabilitate&quot; your loan.  This is when you are issued a new loan and pay off the one in default so you can get federal fin aid again.  Again, rehabilitation can only be done after you have made 6 to 12 months of payments.</description>
		<content:encoded><![CDATA[<p>No one will &quot;take over&quot; your loans.  You will still owe the money to your lender when you are in forbearance. They will simply add interest every month while you are making payments.</p>
<p>If you are asking about defaulting the lender will just contract out with a collection agency to start calling and hounding you to mail them payments.  If you make 6 to 12 months worth of willing and reasonable payments you can ask your lender to &quot;rehabilitate&quot; your loan.  This is when you are issued a new loan and pay off the one in default so you can get federal fin aid again.  Again, rehabilitation can only be done after you have made 6 to 12 months of payments.</p>
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		<title>By: Alex K.</title>
		<link>http://mileniooscurocomics.com/how-to-get-a-bad-credit-student-loan-or-student-loan-consolidation-to-help-your-college-education/comment-page-1/#comment-61</link>
		<dc:creator>Alex K.</dc:creator>
		<pubDate>Tue, 14 Jul 2009 00:59:34 +0000</pubDate>
		<guid isPermaLink="false">http://mileniooscurocomics.com/how-to-get-a-bad-credit-student-loan-or-student-loan-consolidation-to-help-your-college-education/#comment-61</guid>
		<description>Most student loans are limited to citizens or resident aliens of the US.  You do not mention whether you are a US citizen living outside the US, or a citizen of another country.  

If you are a US citizen, or resident alien (there are a couple of other types of non-citizens that are eligible...refugees for example) then you need to apply each year.  The first step is the FAFSA and you can apply on line at www.fafsa.ed.gov.  After that, there is more to do, but it varies depending on the answers on your FAFSA.

Good luck.</description>
		<content:encoded><![CDATA[<p>Most student loans are limited to citizens or resident aliens of the US.  You do not mention whether you are a US citizen living outside the US, or a citizen of another country.  </p>
<p>If you are a US citizen, or resident alien (there are a couple of other types of non-citizens that are eligible&#8230;refugees for example) then you need to apply each year.  The first step is the FAFSA and you can apply on line at http://www.fafsa.ed.gov.  After that, there is more to do, but it varies depending on the answers on your FAFSA.</p>
<p>Good luck.</p>
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		<title>By: Andrew M</title>
		<link>http://mileniooscurocomics.com/how-to-get-a-bad-credit-student-loan-or-student-loan-consolidation-to-help-your-college-education/comment-page-1/#comment-62</link>
		<dc:creator>Andrew M</dc:creator>
		<pubDate>Tue, 14 Jul 2009 00:25:34 +0000</pubDate>
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		<description>Nope, sorry, but personal loan won&#039;t qualify, as you will have nothing in writing to say that it is student loan interest.</description>
		<content:encoded><![CDATA[<p>Nope, sorry, but personal loan won&#039;t qualify, as you will have nothing in writing to say that it is student loan interest.</p>
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